Asia is severely underinsured,
and highly vulnerable to catastrophic losses.

However, conventional ways of insurance have met with limited success in developing communities

Difficult to understand

01  |  Difficult to Understand

Communities of developing Asia have varying literacy rates and limited understanding of insurance products lined with jargon-filled policy terms.

Long Tedious Claim

02  |  Long and Tedious Claims Processes

Post-event claims processes are tedious and time-consuming, depriving communities of immediate funds to rapidly recover from a devastating event and regain their livelihoods.

High Affordability Gap

03  |  High Affordability Gap

As administrative costs of conventional insurance do not scale down significantly in low-premium environments, most communities are unable to afford insurance when left to free market forces.

Technology brings new approaches of insuring the masses in developing markets.